TERMS OF USAGE AGREEMENT/DISCLAIMER

The terms set forth in this agreement apply to all persons who access the Canon Financial Services, Inc. web site. Any person not wanting to be bound by the terms set forth below should exit this web site immediately.

SERVICES PROVIDED

This agreement and disclaimer covers all services, content, and other related products and services offered by the web site cfs.canon.com, which is owned and operated by Canon Financial Services, Inc.

TERMS OF USE AND COPYRIGHT STATEMENTS OF WWW.OFFLEASE.CANON.COM

By accessing or using www.offlease.canon.com ('web site') you are granted permission to access all the following information ('pages') contained within the web site. These pages include but are not limited to: web pages, information, entry, administration, design/layout, applications or anything else located on this or any other Canon Financial Services, Inc. ('CFS') server ('server'). All pages are legally binding under the terms and set forth by this Agreement. You ('client') are granted permission to use the information on these servers provided:

1. Client agrees to abide by the CFS copyright statement.

2. Use of this web site is for informational use only and may not be duplicated in any form or broadcast on any medium without the express written permission of CFS. CFS owns and operates the web site. All logos, images, trademarks, computer code, and computer programs used for the web site are the property of CFS, Canon USA Inc, Canon, Inc., or other parties.

3. Client may not copy or reproduce any image, logo, trademark, or text without the express written permission of CFS.

4. Client may not modify or use anything within the web site for unauthorized purposes, not including offered features of the system which require 'copying,' such as dealer forms, invoices, buyout quotes, etc.

5. Client agrees to all contents of the Terms of Usage Agreement /Disclaimer

Access to this web site is subject to all applicable local, state, federal, and international laws and regulations.

Copyright 2000, Canon Financial Services, Inc. Under no circumstances may any document contained within this web site be reproduced or re-transmitted in any form or publishable media, including, but not limited to, all trademarks, logos, service marks, and graphics.

NO WARRANTIES

While CFS makes every reasonable effort to include timely and accurate content, products, services, and information on the web site, ALL information on the web site is provided without any representations or warranties whether expressed or implied. This includes, but is not limited to the accuracy, timeliness, security of the information contained within the web site fitness for a particular purpose, and non-infringement. You assume all responsibility and risk for the use of this web site including offered features of the web site. Under no circumstances will CFS be liable for any damages or losses caused by a client's use of or reliance on the web site and the information contained within.

LIMITATION OF LIABLITY

CFS disclaims any liability for any errors or inaccurate items and documents contained within the web site. Periodically CFS will make changes to the web site, this may occur at any time.

By using this web site you agree that CFS, its affiliates, parent company, and their respective officers, directors, employees, subcontractors, and agents will not be liable for any indirect, punitive, incidental, special, consequential, or collateral damages, including but not limited to such damages arising out of the inability to access the web site or content contained therin or lost profits, or lost opportunities arising out of the use of the web site.

INDEMIFICATION

Client agrees to indemnify, defend and hold harmless CFS, its parent company, subsidiaries, affiliates, officers, directors, employees, agents, sub-contractors, and any other individual or company involved with this web site from any claim, demand, or damage, including but not limited to reasonable legal fees, arising from the client's use of the web site and for client's breach of the Terms of Usage Agreement/Disclaimer.

CHANGES TO THE TERMS OF USAGE AGREEMENT

CFS may at any time change or revise any of the Terms of Usage Agreement/Disclaimer. By using the web site after such changes, the client will be bound by any of the new changes set forth in the Terms of Usage Agreement/Disclaimer Agreement.

VIOLATIONS OF THE TERMS OF USAGE AGREEMENT

CFS reserves the right to cancel the accessibility of the web site at any time and seek all remedies available for violations of the Terms of Usage Agreement.

ACCESSING PASSWORD PROTECTED PARTS OF THE WEBSITE

By accessing any part of the web site that is password protected you are agreeing you are the proper and authorized individual/user of the username and password being used to obtain access. Unauthorized individuals may be subject to prosecution. Client will not disclose its passwords to unauthorized individuals. Client, additionally, must notify CFS if unauthorized use of its passwords or the web site occurs.

JURISDICTION (US only)

By using the web site you agree to be bound by and comply with all applicable laws of the State Of New Jersey, USA, and applicable US federal laws. You agree that any dispute arising from or relating in any way to your use of this web site will be brought exclusively in the state courts located in the County of Burlington, State of New Jersey, or in the US Federal Courts located in the County of Camden, State of New Jersey. You irrevocably agree to submit to the jurisdiction of such courts.

UNSOLICITED IDEAS

Any feedback regarding the CFS web site may be used freely by CFS to enhance the web site. Alternatively, CFS may choose not to use any such feedback.

LINKS

This web site links to the Canon USA, Inc. and its subsidiary company web sites. The disclaimer of warranties and the limitation of liabilities in this Terms of Usage Agreement/Disclaimer also apply to these other web sites. CFS is not responsible for the content or privacy practices of other sites.

MISCELLANEOUS

If any part of this Terms of Usage Agreement/Disclaimer is deemed unlawful,

void, or for any reason unenforceable, then that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Waiver by CFS of any breach under this Terms of Usage Agreement/Disclaimer shall not affect or impair CFS's rights with respect to any subsequent breach of the same, similar or of a different nature. This is the entire agreement between the parties relating to the use of this web site.

Privacy Statement for www.offlease.canon.com

Canon Financial Services, Inc. has created this privacy statement in order to demonstrate our commitment to privacy. The following discloses our information gathering and dissemination practices for this web site: www.offlease.canon.com.

This site logs IP addresses for systems administration purposes. We use your IP address to help diagnose problems with our server, and to administer our web site. IP addresses are logged to track a user's web site session, to give CFS an idea of which parts of our site users are visiting. We do not link IP addresses to anything personally identifiable. This means that a user's web site session will be tracked, but the user will be anonymous.

Our site uses cookies to keep track of your login information and security authorization. The cookies are created with only information you provide during your session and are deleted when you logout or close your browser.

Our web site user form requires administrators to give us contact information (name and email address). The customer's contact information is used to contact the user/visitor when necessary. This information is for the internal use of Canon Financial Services, Inc. and will not be given out to any third parties.

Correct/Update

This site gives users the following options for changing and modifying information previously provided.

Visit www.offlease.canon.com  and log in. You will have the ability to change/modify your user information and passwords.

Contacting the Web Site

If you have any questions about this privacy statement, the practices of this web site, or your dealings with this Web site, you may contact:

Canon Financial Services, Inc.

158 Gaither Drive

Mt. Laurel, NJ 08054